Terms of Use

Permitted use

Use the tools for lawful personal or business purposes. Do not disrupt the service, automate abusive traffic, bypass safeguards, or use the service to violate another party's rights.

Results and professional advice

Tools provide general informational results. Results may depend on inputs, formulas, dates, and external rules. Verify important decisions independently. The service is not individualized legal, tax, medical, or financial advice.

Availability

Features may change, be corrected, or be withdrawn. NEOS TOOLS does not guarantee uninterrupted availability or suitability for every purpose.

Intellectual property

NEOS TOOLS™ branding, interface, and original content remain the property of their respective owner. Third-party names and services belong to their owners.

Changes

Material changes will be reflected by updating the effective date and page content.